Proudly Protecting Families with Trusted Final Expense & Burial Insurance

Affordable Coverage. Lasting Peace of Mind.

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Palmetto Mutual helps families across the country make confident decisions about Final Expense and Burial Insurance.

We are an independent brokerage specializing exclusively in coverage designed to protect loved ones from funeral costs and unexpected end-of-life expenses.

We’re not a giant call center. We’re real, licensed professionals who take the time to understand your situation, clearly explain your options, and help you choose the right plan — without pressure, gimmicks, or endless transfers.

As independent brokers, we compare multiple top-rated insurance carriers to find the best fit for your age, health, and budget. That means more options, smarter guidance, and better protection.

At Palmetto Mutual, we believe in straight talk and real help. Our goal is simple: make final expense coverage easy to understand, affordable to maintain, and strong enough to protect the people you love.

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What Our Clients Are Saying

Real Seniors. Real Stories. Real Peace of Mind.

Deborah Mitchell

5 days ago

Dvir helped me increase my life insurance coverage and I couldn't be happier. He was able to give me a preferred rate with day one coverage and made the whole process simple and straightforward. I feel much better knowing I have stronger coverage in place now.

Lindora Clark

5 days ago

Dvir helped me set up life insurance for both me and my son. He explained our options clearly and found coverage that fit my budget and made the process smooth from start to finish. I Really appreciate how easy he made everything.

Gladys

7 days ago

I reached out to Dvir to review my life insurance and I'm so glad I did. He found me better coverage and actually lowered my monthly payment. The whole process was simple and easy. I really appreciate his help and the savings he was able to get me.

Rosemary Smith

2 weeks ago

Dvir did an excellent job with mine and my husband's life insurance. He explained everything and answered every question that I had. He was very patient and was able to find my husband day one coverage when no one else could. Highly recommend!

Lisa Nelson

4 weeks ago

Dvir was very helpful explaining to me the benefits I qualify for. He was able to take care of everything that I needed and asked for. I recommend anyone who needs help with Medicare and life insurance to speak with Dvir for help.

Janett Goins

2 months ago

My husband and I were left with no insurance and we didn't even know it until we spoke with Dvir and he helped us straighten everything out. He helped us get better coverage with more benefits that we didn't even know we qualified for. I recommend anyone who needs help with their insurance to call Dvir for help. I highly recommend him!

Bobby Rogers

2 months ago

I use tobacco and had a hard time finding anything affordable but Dvir didn't give up. He found me a preferred policy that fit my budget and he explained everything clearly. I'm very happy for all the help from Dvir and palmetto mutual and highly recommend them!

Blondell Locklear

2 months ago

Dvir was able to help me get out of a mess with my life insurance policy. Unfortunately I was lied to about my policy and Dvir was able to help me get everything squared away. If you need help with your insurance I highly recommend that you speak with Dvir and Palmetto mutual for help!

Betty Maynor

2 months ago

Dvir did a great job helping me with my insurance. He answered all my questions and was able to get me the most benefit and save me the most money! I recommend anyone who needs help your insurance to speak with Dvir and Palmetto Mutual. He has a great personality and really cares about his clients and is very easy to talk to.

Christine Darcy

2 months ago

I'm very thankful for Dvir's help. He was very knowledgeable and patient. He helped me set up my new Medicare plan for turning 65 and I would highly recommend him to anyone needing help with their insurance!

Dorothy Middleby

3 months ago

Dvir was able to help me get out of a 2 year waiting period life insurance and get a day 1 life insurance coverage for less money than I was paying before. I recommend him to anyone looking to get good final expense coverage at good rates. He's very knowledgeable and patient to answer any question that you may have. And we had a good time doing it, he's a very good person.

Mary lee Boyd

3 months ago

I'm very happy that I was able to go over my insurance with Dvir. He was able to answer all my questions and help me get more benefits than I had before. I recommend anyone who needs help with their insurance to set an appointment with him.

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How We Can Help

At Palmetto Mutual, we understand every senior across the country has unique insurance needs.

Whether you’re securing final expense coverage for the first time, looking to lower your current payments, increasing your coverage, or planning to leave additional money behind for a loved one, we make the process simple and straightforward.

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What Is Final Expense Insurance — And How It Works

The complete guide to understanding final expense coverage and why it matters for your family.

Read the Guide

Final Expense Insurance FAQs — The Ultimate Guide

Answers to the most common questions from seniors and families considering coverage.

View All FAQs

Coverage & Cost

How Much Final Expense Coverage Should You Get?

$5K, $10K, or more — find the right amount based on your situation and goals.

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What Affects the Monthly Cost of Final Expense Insurance

Age, health, coverage amount, and other pricing factors explained clearly.

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Policy Types

Level vs. Graded vs. Modified Final Expense

What each policy type really means — and which one is right for your health situation.

Compare Policy Types

What Is Guaranteed Issue Life Insurance?

No health questions, no denials — learn who should consider this option.

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Comparisons

Burial Insurance vs. Traditional Life Insurance

Why seniors are choosing simpler, more affordable coverage.

See the Difference

Final Expense vs. Term Life Insurance

Know the key differences before you decide on coverage.

Compare Options

Final Expense Insurance vs. Leaving Debt Behind

Protect your family from the financial burden of unpaid final costs.

Learn Why It Matters

Buying for a Loved One

Can I Buy Final Expense Insurance for My Parent, Spouse, or Child?

How to get coverage for someone you love — and what you need to know first.

Learn How

Find Coverage in Your State

Final expense insurance options can vary by state. Carrier availability, pricing, and policy features may differ depending on where you live.

We’ve built dedicated guides for the states we serve to help you understand your local options and find the best fit for your budget and health.

North Carolina South Carolina Florida

Don’t see your state? We may still be able to help. Palmetto Mutual is continually expanding. Contact us to check availability.

Why Seniors Choose Palmetto Mutual

Choosing insurance shouldn’t feel overwhelming, or like you’re being sold something you don’t need. At Palmetto Mutual, we believe in conversations, not sales pitches. Here’s why thousands of seniors trust us to help them make smart, stress-free decisions:

✅ No robocalls or high-pressure tactics
You’ll speak with a licensed expert, not a call center script.

✅ Real people who listen
We take the time to understand your health, budget, and goals, then guide you toward the best fit.

✅ Plans that fit your lifestyle and wallet
Whether you’re retired on a fixed income or still working part-time, we help you find affordable coverage that makes sense.

✅ Nationwide Support.
We proudly serve seniors across the country — offering real conversations, honest guidance, and personalized help you can count on, no matter where you live.

✅ Free help every step of the way
There is no cost to speak with us and no obligation to enroll. It’s just real help from people who care.

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