Palmetto Mutual helps families across the country make confident decisions about Final Expense and Burial Insurance.
We are an independent brokerage specializing exclusively in coverage designed to protect loved ones from funeral costs and unexpected end-of-life expenses.
We’re not a giant call center. We’re real, licensed professionals who take the time to understand your situation, clearly explain your options, and help you choose the right plan — without pressure, gimmicks, or endless transfers.
As independent brokers, we compare multiple top-rated insurance carriers to find the best fit for your age, health, and budget. That means more options, smarter guidance, and better protection.
At Palmetto Mutual, we believe in straight talk and real help. Our goal is simple: make final expense coverage easy to understand, affordable to maintain, and strong enough to protect the people you love.
Dvir helped me increase my life insurance coverage and I couldn't be happier. He was able to give me a preferred rate with day one coverage and made the whole process simple and straightforward. I feel much better knowing I have stronger coverage in place now.
Dvir helped me set up life insurance for both me and my son. He explained our options clearly and found coverage that fit my budget and made the process smooth from start to finish. I Really appreciate how easy he made everything.
I reached out to Dvir to review my life insurance and I'm so glad I did. He found me better coverage and actually lowered my monthly payment. The whole process was simple and easy. I really appreciate his help and the savings he was able to get me.
Dvir did an excellent job with mine and my husband's life insurance. He explained everything and answered every question that I had. He was very patient and was able to find my husband day one coverage when no one else could. Highly recommend!
Dvir was very helpful explaining to me the benefits I qualify for. He was able to take care of everything that I needed and asked for. I recommend anyone who needs help with Medicare and life insurance to speak with Dvir for help.
My husband and I were left with no insurance and we didn't even know it until we spoke with Dvir and he helped us straighten everything out. He helped us get better coverage with more benefits that we didn't even know we qualified for. I recommend anyone who needs help with their insurance to call Dvir for help. I highly recommend him!
I use tobacco and had a hard time finding anything affordable but Dvir didn't give up. He found me a preferred policy that fit my budget and he explained everything clearly. I'm very happy for all the help from Dvir and palmetto mutual and highly recommend them!
Dvir was able to help me get out of a mess with my life insurance policy. Unfortunately I was lied to about my policy and Dvir was able to help me get everything squared away. If you need help with your insurance I highly recommend that you speak with Dvir and Palmetto mutual for help!
Dvir did a great job helping me with my insurance. He answered all my questions and was able to get me the most benefit and save me the most money! I recommend anyone who needs help your insurance to speak with Dvir and Palmetto Mutual. He has a great personality and really cares about his clients and is very easy to talk to.
I'm very thankful for Dvir's help. He was very knowledgeable and patient. He helped me set up my new Medicare plan for turning 65 and I would highly recommend him to anyone needing help with their insurance!
Dvir was able to help me get out of a 2 year waiting period life insurance and get a day 1 life insurance coverage for less money than I was paying before. I recommend him to anyone looking to get good final expense coverage at good rates. He's very knowledgeable and patient to answer any question that you may have. And we had a good time doing it, he's a very good person.
I'm very happy that I was able to go over my insurance with Dvir. He was able to answer all my questions and help me get more benefits than I had before. I recommend anyone who needs help with their insurance to set an appointment with him.
I had a great experience working with Dvir on my medicare, update for 2026. He took the time to help me understand my options and made sure.I ended up with better benefits. I'm really thankful for his help.
Dvir helped me increase my medicare benefits for next year. He was very patient answering all my questions and explaining the changes. I'm very happy from start to finish.
Dvie helped me update my Medicare for 2026 and made sure I got better benefits than I had before. He explained everything clearly walked me through the changes and made the whole process stress free. I'm really grateful for the help and highly recommend him!
Dvir made updating my Medicare for 2026 so easy! He walked me through every step and answered all my questions and found the best plan for my needs. I feel relieved knowing everything's taken care of. Excellent service in great communication!
I just updated my medicare plan for 2026 with Dvir and couldn't be happier. He made everything simple, explained options clearly, and made sure I'm fully covered for the new year. I really appreciate how patient and professional he was. Highly recommended.
Dvir did an excellent job helping me review and update my medicare plan for the new year. He made sure I understood every change and answered all my questions clearly. I'm very happy that he helped me make the right decision. He is very patient and knows what he's talking about. I've already recommended him to a couple friends and will continue recommending him in the future.
Dvir took his time to help me sign up for Medicare. He saved me a lot of time and stress by helping me figure it all out. I highly recommened him to anyone who needs help with there insurance.
How We Can Help
At Palmetto Mutual, we understand every senior across the country has unique insurance needs.
Whether you’re securing final expense coverage for the first time, looking to lower your current payments, increasing your coverage, or planning to leave additional money behind for a loved one, we make the process simple and straightforward.
Your Guide to Final Expense Insurance
Final Expense Insurance is a simple, affordable whole life policy designed to cover end-of-life costs — so your family never has to worry about funeral bills, medical debt, or unexpected expenses when you’re gone.
Coverage is available for ages 0 to 89, with no medical exam required. Whether you’re planning ahead for yourself or protecting a loved one, final expense insurance offers permanent protection that fits almost any budget.
How Final Expense Insurance Works
✓Rates are locked in — your premium never increases
✓Coverage is locked in — your benefit never decreases
✓Policy never expires — as long as premiums are paid
✓Coverage travels with you — move states or develop health issues, it doesn’t matter
✓No medical exam required — just a few health questions
✓Builds cash value — access funds if needed down the road
✓Fast benefit payout — typically within 24–48 hours
✓Use the money for anything — funeral, bills, or whatever your family needs
Don’t see your state? We may still be able to help. Palmetto Mutual is continually expanding. Contact us to check availability.
Why Seniors Choose Palmetto Mutual
Choosing insurance shouldn’t feel overwhelming, or like you’re being sold something you don’t need. At Palmetto Mutual, we believe in conversations, not sales pitches. Here’s why thousands of seniors trust us to help them make smart, stress-free decisions:
✅ No robocalls or high-pressure tactics You’ll speak with a licensed expert, not a call center script.
✅ Real people who listen We take the time to understand your health, budget, and goals, then guide you toward the best fit.
✅ Plans that fit your lifestyle and wallet Whether you’re retired on a fixed income or still working part-time, we help you find affordable coverage that makes sense.
✅ Nationwide Support. We proudly serve seniors across the country — offering real conversations, honest guidance, and personalized help you can count on, no matter where you live.
✅ Free help every step of the way There is no cost to speak with us and no obligation to enroll. It’s just real help from people who care.
